Capital Gains Bonds – 54EC Bonds
54EC bonds, or capital gains bonds, are one of the best ways to save long-term capital gain tax. 54EC bonds are specifically meant for investors earning long-term capital gains and would like tax exemption on...
15 Types of Risk that affect your Investments
When someone asks me “tell me some risk-free investment which can generate good returns” or “low risk high return mutual funds” – I get confused. Why? Because according to me there are n number of risks in...
Why should Mid Cap Funds be a part of your portfolio?
Every investor has short-term goals and long-term goals. For the short-term goals, one can consider debt mutual funds, but for longer term goals (3+ years) equity is the asset class you need. There are multiple...
Why add Monthly Income Plans in your portfolio?
Capital appreciation and income are two primary investment goals. Mutual funds provide a multitude of investment solutions for both these objectives for different risk profiles. However, in India mutual funds are...
When should you withdraw your Mutual Fund?
Investors often take the decision of redeeming their fund in a haste. If the market is uncertain or their fund is underperforming or there is a change in the fund manager, their reflex action is to immediately...
What is a SIP and what are its benefits?
A Systematic Investment Plan (SIP) is a small, regular investment in mutual funds for a fixed time period. Suppose you want to have 5,00,000 in 5 years for a car. Just like you’d save little by little to build a...
Systematic Withdrawal Plan (SWP) & Systematic Transfer Plan (STP)
Systematic Investment Plans (SIPs), Systematic Withdrawal Plans (SWPs) and Systematic Transfer Plans (STPs) are terms you’ve probably come across while investing. We’ve covered SIPs and their benefits...