Are you ready for



Working Age 25 to 55 Retirement Age 55 to 85

The only person who will take care of the OLDER YOU someday— is the YOUNGER YOU are TODAY

Fast Facts

» Longevity risk:
Today the average life expectancy for a 60-year old Indian is 75 & Indians lived 9 years longer than 1992. Life Expectancy of Indian is assumed to be 82 by the year 2025. (WHO)

» Increasing health costs:
Total amount spent by individuals on health care is increasing, in direct proportion to increasing life expectancy.

» Nuclear families & Decline of joint family structure

» Falling interest rates

Sample Retirement Planning


  • Pre Retirement CAGR is considered @ 12 % form SIP of Equity or balanced fund
  • Post Retirement CAGR is considered @ 5 %

Additional Features:

  • No Lapsation (even after one month) / No Lock in
  • Pension for whole life for self & spouse: Pension is an option and the life fund can be used for full or partial withdrawal as per choice of investor.
  • Investor right (Flexibility): Investment Period / Pension option / full or partial withdrawal / 80 C benefit up to 1.5 lac per annum.