Are you ready for
“30-30”
challenge?
Working Age 25 to 55 Retirement Age 55 to 85
The only person who will take care of the OLDER YOU someday— is the YOUNGER YOU are TODAY
Fast Facts
» Longevity risk:
Today the average life expectancy for a 60-year old Indian is 75 & Indians lived 9 years longer than 1992. Life Expectancy of Indian is assumed to be 82 by the year 2025. (WHO)
» Increasing health costs:
Total amount spent by individuals on health care is increasing, in direct proportion to increasing life expectancy.
» Nuclear families & Decline of joint family structure
» Falling interest rates
Sample Retirement Planning
Disclaimer:
- Pre Retirement CAGR is considered @ 12 % form SIP of Equity or balanced fund
- Post Retirement CAGR is considered @ 5 %
Additional Features:
- No Lapsation (even after one month) / No Lock in
- Pension for whole life for self & spouse: Pension is an option and the life fund can be used for full or partial withdrawal as per choice of investor.
- Investor right (Flexibility): Investment Period / Pension option / full or partial withdrawal / 80 C benefit up to 1.5 lac per annum.